Access to Your Own Credit Report

Did you apply for a loan but the bank turned it down without giving you sufficient details on why they turned down your application? The Reserve Bank of India has been receiving a number of complaints, including under the Right to Information (RTI) Act, 2005, that customers are unable to get their own credit report [...]

Author: Austin Comments: 0 comments Date: 8 Nov 2009 More: Read more
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Buying a plot of land?

photo by demibrooke Buy land. They’ve stopped making it. – Mark Twain. Banks and housing finance companies (HFCs) in India provide loans for purchase of plots (land). Usually, the banks/HFCs insist that the plot of land is purchased from a recognized authority like a development authority, from a society, or from a recognized developer. Financing [...]

Author: Austin Comments: 2 comments Date: 13 Sep 2008 More: Read more
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Borrowing from relatives abroad

What are the options that immediately come to your mind when you are in need of money? Banks, financial institutions, friends and relatives. Generally, the idea of borrowing money from near and dear ones settled abroad is never considered seriously. But it is an option that people should not ignore and should keep themselves abreast [...]

Author: Austin Comments: 4 comments Date: 16 Feb 2008 More: Read more
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