The Chinese iTunes Gift Voucher Trick

The Chinese iTunes Gift Voucher Trick

Outdustry is reporting that China’s biggest C2C online shopping site, Taobao, is the platform used for selling the cards. “All the seller actually sells is the gift voucher code which they send you directly through Taobao’s IM software. You can then redeem the card in your iTunes account,” Outdustry explains.

So, this gives Apple a depressing price point for its iTunes services in an otherwise unfathomable online music market: $2.60 (18RMB) for $200USD worth of products.

* Update: Bumped into a blog that has a step-by-step tutorial for those of you who don’t understand chinese.

Be warned, this is probably illegal where you live.

Author: Austin Comments: 0 comments Date: 12 Mar 2009 More: Read more
Categories: Blogs Tags: , , ,

Use Any Bank ATM for Free

Use Any Bank ATM for Free

photo by f-r-a-n-k

Currently banks charge Rs. 20 per transaction if you use an ATM of another bank. Come April 1,  2009 and you can use any ATM of any bank for any service free of cost; according to RBI.

 

The RBI has mandated that the ATMs should have unrestricted access for customers across banks. Be it the customer of a nationalised bank or a private bank, he will be able to access the bank account from any ATM without any additional charge. The RBI has provided the technology platform for this. This will also bring down the need for keeping large amounts of cash with oneself.

 

Banks can levy charges determined by themselves for withdrawals using credit cards and from ATMs located overseas. In a circular issued to all commercials banks, the RBI said customers should not be charged for even cash withdrawals at other bank ATMs with effect from April 1. It said a bank cannot charge its own customers for any ATM usage, with immediate effect. The guidelines are being issued to encourage customers to use ATM cards and ensure greater transparency in banking operations.

Author: Austin Comments: 1 comment Date: 11 Feb 2009 More: Read more
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Get your copy of Suze Orman’s 2009 Action Plan for Free

Suze Orman has been called “a force in the world of personal finance” and a “one-woman financial advice powerhouse” by USA Today. A two-time Emmy Award-winning television host, # 1 New York Times bestselling author, magazine and online columnist, writer/producer, and one of the top motivational speakers in the world today, Orman is undeniably America’s most recognized expert on personal finance. Continue reading “Get your copy of Suze Orman’s 2009 Action Plan for Free” »

Author: Austin Comments: 2 comments Date: 10 Jan 2009 More: Read more
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Indian Income Tax Calculator For Financial Year 2008-09

Income Tax Calculator

Photo by mamchenkov

Are you a salaried employee in India? Want an easy do-it-yourself way to calculate your income tax liabilities?

If you’ve answered yes to both the questions above, look no further. Nithyanand (better known as ynithya) has created a new version of the income tax calulator for FY 2008-09 and I must admit this is the best (excel sheet based) income tax calulator I’ve come across. It is very easy to use, provides just about everything you’d need to calculate your tax liabilities. I’ve been using his tax calculators for many years now and I simply love it. And best of all, he’s made this tax calculator available to us for FREE. Continue reading “Indian Income Tax Calculator For Financial Year 2008-09” »

Author: Austin Comments: 7 comments Date: 3 Jan 2009 More: Read more
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If you lose your cards, Citi has a novel rescue

 If you lost your cards

If your wallet is ever stolen, now you needn’t contact all the banks to freeze the different credit or debit cards that were in your wallet. Just one phone call will solve the matter.

Citibank, in partnership with CPP Assistance Services, has launched a card protection plan wherein you don’t only get protection for your Citibank credit or debit cards, but also for those of other issuers, and even non-financial ones such as store, loyalty and membership cards.

The cardholder is also protected from any fraudulent use that may have occurred seven days prior to discovery and within 24 hours of notification of card loss. CPP Assistance is a subsidiary of CPP Group, a global leader in the assistance services market.

[Source] — Read more @ Hindustan Times

Author: Austin Comments: 0 comments Date: 27 Dec 2008 More: Read more
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Christmas Giveaways — 8 GB iPod Nano and lots more!

Bob over at Christian Personal Finance is feeling generous this holiday and is giving away some cool stuff — iPod Nano & Shuffle, 2 copies of H&R Block Taxcut Premium 2008, a 6 month subscription to Neobudget and books. This is one contest you don’t wanna miss out.

Visit Christian Personal Finance for all the details on how you could win these goodies. Ah, and let me tell you it’s really very easy to enter. But hey, the contest ends December 29, 2008 at 11:59pm CST

Author: Austin Comments: 0 comments Date: 26 Dec 2008 More: Read more
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Merry Christmas

 Merry Christmas

It is that time of the year again, when you are thankful for everything merry and bright. May this Christmas be a delight!

Here’s wishing you a Merry Christmas!

Author: Austin Comments: 1 comment Date: 24 Dec 2008 More: Read more
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Make Your Wedding Simple (read frugal)

Making your wedding simple (read frugal)

photo by orangeacid

Wondering how to fund your big fat wedding? The answer partly lies in the question itself. Marriage is not about just throwing a fancy party for friends and relatives. Although you want the wedding ceremony to be a memorable experience, it makes sense to draw up a budget and stick to it. Given the overall global uncertainty clouding over investments and jobs, the last thing you want to do is overshoot the budget and take a loan to fund your own wedding. Continue reading “Make Your Wedding Simple (read frugal)” »

Author: Austin Comments: 0 comments Date: 23 Dec 2008 More: Read more
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