Investment Musings
Apr 19th

It feels great when your blog post is a source of inspiration for others to start a new blog. And that’s precisely what happened with this post Black Money Saves Our Financial Sector. Continue reading “Investment Musings” »
Fuel For Thought
Apr 16th

Photo by Sam UL
I filled up my car’s fuel tank, and I thought fuel has become really expensive after the recent price hike. But then I compared it with other common liquids and did some quick calculations, and I felt a little better.
To know why, see the results below – you’ll be surprised at how outrageous some other prices are!
148th Edition of the Carnival of Personal Finance!
Apr 15th
Gather Little by Little has hosted the 148th Edition of the Carnival of Personal Finance! and The Orange Paper is listed in the Real Estate section. Be sure to check all the fantastic articles listed in the carnival.
Need Money For Short Term? Try Secured Loans
Apr 4th

A friend of mine recently applied for a personal loan from a leading bank and was shocked to know that she would be paying almost 50% of the loan amount as interest, spread over a period of 5 years. The purpose of this personal loan was to settle some outstanding credit card dues. Agreed, the rate of interest on a personal loan (16-22% per annum) is lesser than that of a credit card (35-44% per annum). But is a personal loan the only way out? Nope. Continue reading “Need Money For Short Term? Try Secured Loans” »
Black Money Saves Our Financial Sector
Apr 3rd

India has experienced a real estate boom in the last few years whereas the US had its share of a real estate boom but as of today their financial sector is in crisis. The share prices of real estate companies in India have fallen. There is a bearish sentiment in the Indian stock market, so does that mean the Indian financial sector too will face a similar crisis? Continue reading “Black Money Saves Our Financial Sector” »
Money Hacks Carnival #6
Apr 2nd

Just received an email from Peter who informed me that The Orange Paper is listed at the Money Hacks Carnival # 6.
Hmm… feels good
Thanks Peter!
2 strategies to help save tax without spending a penny
Mar 25th

Entry loads have been waived off on applications that are submitted directly to the mutual fund house. For MF investors, who invest either by way of SIP (Systematic Investment Plan) or as bulk investing, it could mean saving quite a sum of money – around 2% of the investment amount. So consider investing directly in ELSS (Equity Linked Savings Scheme) as it could be a smart and cost-effective way to do so. If you don’t have the money, churn the existing ELSS portfolio – as entry loads are not applicable for direct investing. Continue reading “2 strategies to help save tax without spending a penny” »
Reducing Debt Load with Short Term Loans
Mar 25th

Most Americans have an enormous debt load. Many of them feel that this fact is simply a part of modern living. With the focus of consumers more and more on credit as a form of currency, it can seem downright impossible to reduce debt load. However, there are ways to do this, including short term loans such as a cash advance. The key thing to remember is to do it responsibly. Continue reading “Reducing Debt Load with Short Term Loans” »